At Eddie's Furniture and Mattress, we provide a stress-free furniture shopping experience by offering a no-credit-needed financing option. We approve 75% of our applicants in just 15 minutes with only a state-issued ID, banking information, and income amount required. A credit check is performed, but you do not need credit to be approved.
With our financing option, you can make payments weekly, bi-weekly, or monthly, and we'll structure them around your payday to fit your budget and lifestyle. If you pay off your merchandise within 90-100 days, you won't be charged any interest, and the only extra payment will be the application fee and payoff fee(no more than $65). However, if you don't pay off within this timeframe, you will be enrolled in a 1 to 1.5 year payment program and will be charged interest..
We want you to have peace of mind when you shop with us, so our financing option doesn't come with any hidden fees or extra charges. Contact us today to learn more about how we can help you create the home of your dreams.